independent financial advice in Switzerland
Build a financial plan you understand and believe in.
Good planning rests on simple rules and patience over the long term. I help you see why, so we build a plan you trust and act on.
why this matters
savings lose value. investing can grow them.
saving for 30 years
CHF272’000
in today’s purchasing power
investing for 30 years
CHF815’000
in today’s purchasing power
3x
more money than only saving, after 30 years
what do I actually do?
a plan you understand, own, and can act on.
your investment portfolio
Built around your goals and the risk you are comfortable with.
pension: pillars 2 & 3a
How to plan your pension savings, together with your other investments.
lower costs and taxes
Cheaper, better ways to invest, and tax savings. Small savings add up over time.
a specific goal
Planning around one goal if you want — retiring earlier, buying a home.
how it works
4 simple steps to your plan.
- 01
introductory call
Free, no commitment. I learn your situation, and say so if I cannot help.
Book a free intro call (opens in a new tab) - 02
client questionnaire
To understand your current situation, your goals and risk preferences.
- 03
plan presentation
~90 min: what I recommend, why, and the steps to put it in place.
- 04
follow-up call
~30 min, a week or two later. Your questions answered, first steps done.
what is my fee?
CHF499.one-time, fixed fee
No hidden costs. No commissions.
Advice is often priced as a percentage of your savings. This is not.
who you are working with
Sergio Peláez Bover
- Registered client adviserFinSA register, BX Swiss AG (reg. SP48306). Affiliated with the FINOS ombudsman.
- CFA Level I and II
- MSc Industrial EngineeringTU Munich and UPV Valencia
- Guest lecturerESCP Berlin and St. Gallen
what makes me different
4 commitments.
education to empower
Not advice to follow blindly, but reasoning to understand & own each decision.
discipline over prediction
I do not forecast markets. I follow rules and evidence instead.
radical independence
Paid by you alone. No commissions and no incentives from anything I recommend.
you stay in control
Your money stays in your accounts. I never manage or hold it.
what I do not do
I do not manage your assets.
You stay in control. I do not hold your money nor trade on your behalf.
start with a
conversation.
no compromises.
The first call is free, no obligation to go further. Pick a time that suits you, or email me.